Credenda Associates offer International Overseas Mortgages in a wide range of currencies. As an independent brokerage with access to exclusive products and our extensive experience of dealing with overseas lenders we can guide you through the complex mortgage process.

We offer free advice initially and can arrange a mortgage in advance of purchase;

Arranging your finance early on means that you can enjoy searching for your ideal international home or investment property, secure in the knowledge that you qualify for a mortgage.

Do you dream of owning a little piece of paradise, or plan to invest in a property hotspot abroad? If you want to buy property in different countries we can unlock the value of your existing property, to pay for your property abroad-currently we can release capital from over 35 countries including properties in UK, USA, Spain, Portugal, France, Canada Australia and New Zealand.

If you already own property in the above countries, a simple answer may be to borrow the money you need with an equity release loan, secured against existing property. You can raise capital by releasing some of the value (the equity) of your property that may have built up over the years, without having to sell your property. The equity is the difference between the current outstanding mortgage and the actual value of the property.

If the property is already mortgaged to another lender, we can arrange refinancing of the existing loan as well as providing the new finance.

Credenda Associates offer you loans either as multi currency mortgages or as a specific currency relevant to your circumstances. With this cash you can buy for example a property in Thailand, China, and Australia for cash or get that dream boat you always wanted, without selling the family home.

If you are looking for a mortgage please download BOTH of the files below. After completion please  Email by CLICKING HERE

We will then evaluate the information and send latest information for you to decide if you wish to move forward.

MORTGAGE FORM 1     http://credendaassociates.com/documents.php?id=75

MORTGAGE FORM 2     http://credendaassociates.com/documents.php?id=74

Mortgages are currently available for any properties located in:

Andorra, Anguilla, Antigua, Australia, Bahamas, Barbados, Belize, Bulgaria, BVI, Cayman Islands, Canada, Caribbean, Czech Republic, Cyprus,France,Greece,Ireland,Italy, Jamaica, Malta, Monaco, Nevis, New Zealand, Poland, Portugal, Spain, St Kitts, St Vincent, Switzerland, Trinidad/Tobago, Turkey, Turks and Caicos, UK, USA-selected states,Florida, New York, Arizona, California, Carolina N+S,Colorado, Hawaii, Massachusetts, Nevada, New Jersey, Texas, Virginia

Please check with us for any country not listed,

We are continually adding to this list of acceptable countries.

FAQ

How can I arrange a mortgage to finance a property purchase overseas?

Secure an overseas mortgage on the property that you intend to purchase and repay loan from income using  your existing overseas property as security for the loan.

I have a foreign property that I don’t wish to sell, can I borrow money against this asset?
Provided the property is located in any of the 45 countries mentined that include USA, Canada, France, Spain, Portugal, Australia, New Zealand, UK or Dubai we can organize loans for our clients.

What problems am I likely to face when trying to arrange a local mortgage?
Language barriers when seeking information deter most people from trying to arrange an overseas mortgage themselves, in addition you may not get the choice of currency you require or be allowed to purchase in the country of your choice... As a specialist overseas broker we have already secured the connections, we work on your behalf with a variety of lenders in different locations to provide you with competitive, flexible, multi currency loans.

Who holds title deeds if I take out a loan?
In all cases the title deeds will be assigned directly to the bank lending the monies. For peace of mind and clarity of transaction Credenda Associates never hold clients assets.

Who holds title deeds if I take out a loan against an existing investment portfolio?  
In all cases the portfolio will be assigned to the financial institution lending the monies. For peace of mind and clarity of transaction Credenda Associates never hold clients assets.

I am looking to buy in Thailand and want to be sure I can borrow the money before I start to look for my new purchase, can you pre approve a loan for me?
Yes, just fill in our enquiry form and we will then forward the loan request to the institution, once accepted you have several months in which to find the dream property.

Should I choose a mortgage based in the country in which I wish to buy?
Several local loans are restricted to 10 year terms making the monthly repayments overwhelmingly expensive. Often the rules can change to suit local conditions which could leave you exposed to unnecessary risk.We have international mortgages available with upto 25 year repayment options.

Why use an offshore broker who specialises in overseas mortgages?
Credenda Associates have access to a wide panel of local and international lenders; we can provide you with a choice of mortgages to suit your circumstances. For example If you are an Australian living in China, getting paid in USD, wanting to buy a  property in Spain-where do you go for a loan, in what currency, we have the answers.

Please fill in both enquiry forms on this page and scan to us: